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Welcome to CASA Financial, LLC

Whether you are purchasing your very first home or your forever home, financing an investment property, refinancing to drop your interest rate or PMI, pulling equity from your home to remodel, consolidate debt or invest, CASA Financial would be honored to serve you. Don’t wait, contact our fully bi-lingual team (Spanish and English) to receive your free mortgage analysis.

Some Helpful FAQs
What information should I have available when I am ready to apply?

For your initial pre-qualification we’ll ask questions about your income, assets, credit history and employment. In addition, you will be required to pay a minimal fee to cover the cost of your credit report so that we can verify your credit history.

Once you start the application process we’ll need to verify the information you gave us with specific documentation, such as your last two years of income tax returns, bank statements, pay stubs and documents pertaining to other personally owned real estate. You’ll receive notification in writing of required documentation needed to obtain a final approval. In some cases, our Underwriting Department may request additional information.

Do I need to find a home before I apply?

No!  Getting started before you find a home may be the best thing you could do!

If you get started before you have a property to purchase, we can issue a pre-qualification subject to you finding the perfect home, which you can use to assure real estate brokers and sellers that you are a qualified buyer. Getting pre-qualified for a mortgage will even give more weight to any purchase offer you make.

When you find the perfect home, you’ll need to call your Loan Originator and provide your signed purchase agreement to complete your application. You’ll then have an opportunity to lock in our great rates and fees and we’ll complete the processing of your loan.

What are the benefits of owning a house? What are the advantages over renting?

There are many advantages to homeownership:

A sound investment – When you carefully choose a home you can afford, the payoff can be great. As a homeowner, instead of paying rent to a landlord, each month when you make your mortgage payment, you are building equity in a place of your own. The more mortgage payments you make, the more equity you’ll have. And unlike most things you buy, a home can actually appreciate in value as time passes, building more equity.

  • Tax advantages – The mortgage interest and real estate taxes you pay are tax deductible which can reduce your tax bill.
  • Real estate is marketable.
  • You can make your own decisions about design and décor.
  • You can invest in upgrades that will not only bring you pleasure but can also add to the value of the property over time.
  • You have control over the piece of property. You are not answering to a landlord.
I’ve heard about getting a Pre-Qualification, but what’s the advantage if I haven’t even started looking for a house yet?

You wouldn’t go shopping for a new car without knowing how much you can afford. Why would buying a home be any different?

Pre-Qualification Today = Less Stress House Shopping Tomorrow

Let’s face it. One of the most stressful things about buying a home is adjusting to your new mortgage payment. Knowing your family’s financial boundaries before shopping for your new home can make the process go much more smoothly.

Your pre-qualification is an essential tool when house shopping, because it…

  • Determines what homes are in your price range
  • Assures real estate brokers and sellers that you are a qualified buyer
  • Can be used to your advantage in future negotiations
Tell Us Your Story

All-in-One Solution

Our Loan Process...

1. PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

2. SHOP

Start working with a real estate agent and viewing homes.

3. LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

4. LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

5. UNDERWRITING

They closely evaluate all the documentation in the loan package.

6. CLOSING

Documents are drawn and sent to the title company for closing.

What is Your Why?
#CreateMemories
#BuildEquity
#RaiseTheFamily
#ProudToOwn
#DreamHome
Our Amazing Team

The most important asset to our company, is our people. Our team was built with you as our focus.

What are your goals? Everyone is unique, request your personalized rates and fees.
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